Build wealth through property investment with the right loan structures, competitive rates, and strategic financing solutions tailored for Melbourne investors.
Choose the right approach for your investment goals
Start your property investment journey with the right structure. We'll help you understand borrowing capacity, deposit requirements, and choose properties that deliver strong returns.
Leverage your existing properties to acquire more. Cross-collateralization, equity release, and sophisticated lending structures for experienced investors.
Long-term wealth building through rental yield and capital growth. Interest-only loans, offset accounts, and tax-efficient structures.
Add value through strategic renovations. Construction loans, progress payments, and refinancing options for property improvement projects.
Understand your investment goals, risk tolerance, and financial position. We'll create a tailored investment strategy and borrowing plan.
Secure pre-approval to strengthen your purchasing power. Know exactly how much you can borrow and start property hunting with confidence.
Support through the purchase process including contract review, cooling-off periods, and ensuring loan terms align with settlement dates.
Regular reviews to optimise your portfolio, restructure loans, and plan your next acquisition as equity grows and circumstances change.
Access the best investment loan products in the market
Access to investment loan rates from 60+ lenders including major banks and specialist investment lenders
Extended interest-only periods up to 10 years to maximise cash flow and tax benefits
100% offset facilities to reduce interest costs while maintaining liquidity for future investments
Investment loans up to 90% LVR with the right lender and strong servicing capacity
Choose from principal & interest, interest-only, or flexible payment options to suit your strategy
Flexibility to refinance or sell without penalty as your investment strategy evolves
Structure your loans to optimise tax deductions and cash flow
All interest payments on investment property loans are tax deductible against rental income and other income
Separate investment and personal loans to maximise deductions and maintain clean separation for ATO compliance
Deduct loan establishment fees, valuation costs, and mortgage insurance over 5 years or immediately if under $100
Offset rental losses against other income to reduce your overall tax liability and improve cash flow
Coordinate with quantity surveyors and accountants to maximise building and fixture depreciation claims
Structure ownership to take advantage of CGT discounts and minimise tax on future property sales
Book a strategy session to discuss your investment goals and discover the financing solutions that will accelerate your wealth building.