Meet Santino Marinelli

Director & Principal Mortgage Broker

With over 15 years of experience in mortgage broking, I've built Navigator Broking to provide premium, personalised service to Melbourne's medical professionals and high-net-worth families.

As a bayside Melbourne local, I understand both the unique property market dynamics and the specific financial challenges faced by busy professionals in our area.

Santino Marinelli - Director Navigator Broking
Professional medical background

Track Record of Success

$100M+

Annual Settlements

500+

Happy Clients

95%

Approval Rate

60+

Lender Partners

15+

Years Experience

30 min

Fastest Approval

My Approach to Mortgage Broking

Why clients choose Navigator Broking over larger firms

Personal Service

You'll always deal directly with me, not junior staff or call centers. Your loan is important enough to deserve the director's personal attention.

Specialist Expertise

Deep knowledge of medical professional finances, self-employed documentation, and high-net-worth client needs that generalist brokers simply can't match.

Time Efficiency

I understand you're busy. I handle everything so you can focus on your work and family while I navigate the lending process on your behalf.

Relationship Focus

I build long-term relationships, not just single transactions. Many clients come back for refinancing, investment properties, and refer family and colleagues.

Local Knowledge

As a bayside Melbourne resident, I understand the local property market and have insights that benefit my clients' purchasing decisions.

Integrity First

Transparent advice that's in your best interest, not the lender's. I'll tell you if a particular loan isn't right for your situation.

My Journey in Mortgage Broking

15+ years of experience helping Melbourne families achieve their property goals

2024-Present

AI-Enhanced Broker Services

Implementing cutting-edge technology to streamline processes and provide even faster, more accurate service to clients while maintaining the personal touch that sets Navigator Broking apart.

  • Automated initial assessments for faster pre-approvals
  • Advanced scenario modeling for complex cases
  • Enhanced client communication and tracking systems
2020-2024

Specialist Focus Development

Refined my expertise to focus specifically on medical professionals and high-net-worth families, developing deep knowledge of their unique financial situations and challenges.

  • Specialised in medical professional loan products
  • Built relationships with specialist lenders
  • Achieved 95% approval rate for complex cases
2015-2020

Navigator Broking Foundation

Established Navigator Broking with a vision to provide boutique, premium service to discerning clients who value expertise and personal attention over call centers and automated processes.

  • Launched independent brokerage focused on premium service
  • Built extensive lender network (60+ partners)
  • Developed reputation for handling complex cases
2010-2015

Early Career & Expertise Building

Started my mortgage broking career, learning the industry from the ground up and developing the skills and knowledge that would later become the foundation of Navigator Broking's success.

  • Gained comprehensive industry experience
  • Built deep understanding of lender criteria
  • Developed expertise in complex financial structures

Qualifications & Professional Credentials

Licensed and qualified to provide expert mortgage advice

Credit Representative License

Licensed Credit Representative No. 473888 under Credit Licence 389328

Diploma of Finance & Mortgage Broking

Comprehensive qualification in mortgage and finance broking management

MFAA Membership

Member of Mortgage & Finance Association of Australia

Continuing Professional Development

Regular training and updates on lending changes and industry developments

Professional Indemnity Insurance

Comprehensive professional indemnity and public liability coverage

ASIC Compliance

Full compliance with Australian Securities and Investments Commission requirements

A Personal Note

"I started Navigator Broking because I believed there was a better way to serve clients than the one-size-fits-all approach of larger firms. Every client has unique circumstances, and I take pride in finding solutions that others might overlook.

When you work with me, you're not just getting a mortgage broker – you're getting a financial partner who genuinely cares about your success. I'm here to make the lending process as smooth as possible so you can focus on what matters most to you."

Santino Marinelli signature

Santino Marinelli

Director, Navigator Broking

Ready to Experience the Navigator Broking Difference?

Book a complimentary 15-minute strategy call to discuss your specific needs and see how my expertise can help you achieve your property and financial goals.

No obligations, just expert advice tailored to your situation

Book Call