Mortgage Calculators

Free tools to help you plan your property purchase and understand your borrowing power

Borrowing Power Calculator

Estimate how much you can borrow based on your income and expenses.

Your Estimated Borrowing Power

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This is an estimate based on the information provided. Contact Navigator Broking for a detailed assessment tailored to your circumstances.

Loan Repayment Calculator

Calculate your monthly loan repayments.

Monthly Principal & Interest Repayment

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Total Interest Paid: $0
Total Amount Paid: $0
Loan Balance Over Time

Stamp Duty Calculator (All States)

Calculate stamp duty for property purchases across Australia.

Estimated Stamp Duty

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Official State Government Stamp Duty Calculators

For the most accurate and up-to-date stamp duty calculations, use the official calculators from your state's revenue office. These calculators include all current concessions, exemptions, and rate changes.

State/Territory Government Office Official Calculator
Victoria (VIC) State Revenue Office (SRO) Victoria Land Transfer Duty Calculator
New South Wales (NSW) Revenue NSW Stamp Duty Calculator
Queensland (QLD) Queensland Revenue Office (QRO) Transfer Duty Calculator
Western Australia (WA) RevenueWA (Office of State Revenue) Transfer Duty Calculator
South Australia (SA) SA.GOV.AU (Land Services SA) Property Transfer Fees Calculator
Tasmania (TAS) Tasmanian Revenue Online (SRO) Property Transfer Duty Calculator
Australian Capital Territory (ACT) ACT Revenue Office Conveyance Duty Calculator
Northern Territory (NT) NT Government (Territory Revenue Office) Land or Property Transfer Calculator

Please note: These calculators are intended as a guide only. For a formal assessment or final figure, you should consult the relevant State Revenue Office or your conveyancer/solicitor.

Extra Repayment Calculator

See how extra repayments can reduce your loan term and interest.

Monthly P&I
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Interest Saved
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Time Saved
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New Loan Term
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Loan Balance Comparison
Standard Repayment
With Extra Repayments
Important Disclaimer

These calculators are for indicative purposes only and should not be relied upon as financial advice. You will require a detailed assessment to obtain accurate borrowing capacities. Actual results will vary based on lender assessment criteria, credit history, employment verification, your complete financial situation, and current market conditions. Contact Navigator Broking for a comprehensive evaluation tailored to your specific circumstances.

Ready for a Detailed Assessment?

These calculators provide estimates, but every situation is unique. Book a strategy call for personalised advice and accurate borrowing capacity assessment.