Get your business moving with flexible finance for vehicles, machinery, and equipment. Whether you're starting out, expanding, or upgrading, we'll find the right finance solution for you.
Flexible options to match your equipment requirements and cash flow
Need vehicles, machinery, or equipment for your business - new or used? We can help you acquire essential business assets with flexible finance structures tailored to your cash flow.
Whether for business or personal use, we'll help you find competitive vehicle finance. From work utes to luxury cars, we compare rates across our panel of lenders.
Finance for construction, agriculture, and industrial equipment. We understand the unique requirements of heavy asset financing and work with specialist lenders.
Specialist finance for medical practices, dental surgeries, and professional services. Fund the equipment you need to deliver exceptional care and services.
Share details about the equipment you want to acquire, your business situation, and your preferred payment structure. We'll assess your options and provide recommendations.
We'll search our panel of 60+ lenders to find the most competitive rates and terms. You'll receive a clear comparison of your options including repayments and tax implications.
Once you've chosen your preferred option, we handle the application process. Most equipment finance approvals are completed within 24-48 hours for straightforward applications.
Upon approval, funds are settled directly with the vendor. Your equipment is ready to work for your business while you enjoy predictable repayments.
From small tools to major machinery - we've got you covered
Work vehicles, delivery vans, trucks
Tractors, harvesters, farming machinery
Excavators, loaders, cranes, scaffolding
CNC machines, production lines, robotics
Imaging, diagnostics, dental equipment
Commercial kitchens, fit-outs, refrigeration
Computers, servers, software systems
Solar panels, batteries, energy systems
Why smart businesses use finance for equipment purchases
Keep your cash available for operations, marketing, and opportunities instead of tying it up in equipment purchases.
Interest and lease payments may be deductible depending on how the asset is used and how your business is structured. Your accountant can confirm what applies in your case.
Fixed monthly repayments make budgeting easy. Know exactly what your equipment costs each month.
Get the equipment you need now, not when you've saved enough. Start generating returns immediately.
Structure repayments to align with your income cycle. Seasonal payments available for agricultural businesses.
Keep your equipment current with trade-in and upgrade options at the end of your finance term.
Let's discuss your equipment needs and find the right finance solution. Fast approvals, competitive rates, and structures tailored to your business.
Some assets have their own lenders, their own rules and their own timelines
Utes, vans, trucks and fleet cars — and why the dealership's offer is rarely the sharpest money available.
Agricultural, earthmoving and manufacturing plant, including auction purchases and seasonal repayments.
Buying the premises your business operates from, including through an SMSF.
Under a chattel mortgage you own the asset from settlement and the lender registers security over it, which is the most common structure for GST-registered businesses. Under a lease the financier owns the asset and you pay to use it for a fixed term, usually with a residual at the end. The right choice depends on your entity, your GST reporting basis and how long you will keep the asset — confirm the tax treatment with your accountant.
Yes. The main constraint is the age of the asset at the end of the loan term rather than at purchase, so older equipment generally means a shorter term. Asset classes with deep resale markets are viewed more favourably than highly specialised equipment.
Straightforward applications on standard assets are often approved within one to two business days where the lender can verify the business electronically. Larger facilities, used assets bought privately, and applications needing full financials take longer. If you are buying at auction, arrange finance before you bid.
No. The lender pays the broker a commission on settlement, so the comparison is free to you. Going direct to one lender — or taking the finance offered at the dealership — means comparing a single product rather than a market.